Insurance is making the headline news on a near daily basis. A few weeks ago there was the Burwell v. Hobby Lobby decision. This week there are contradictory rulings by federal appeals courts over the legality of subsidies under Obamacare. While these and other legal battles are important decisions playing out in the high courts, none address the structural problems with the delivery of insurance to consumers. To address the structural problem, let's start by going back in time to the breakup of AT&T.
Forty years ago, the U.S. Justice Department filed a lawsuit, United States vs. AT&T. Looking back on the AT&T divestiture with an historic perspective, the company was a prolific innovator with inventions including the transistor, solar cell, satellite communications and fiber optics, all things th...
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