Taking Social Security early also affects spousal benefit

August 1, 2015 3:32 PM

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Q: My wife is nine years older than I am. At age 62 she took her own Social Security benefits early at a reduced rate.

Fast forward 13 years. I am now at my full retirement age of 66 and have just applied for my full Social Security benefits. When my wife applied for her spousal benefit equal to half of my amount, she was denied. A Social Security Administration rep said that because my wife took her own Social Secu...

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