I've got about 80% of my retirement savings in stocks and 20% in bonds and cash. Over the past five years this asset mix has served me well, but given how much stocks have risen, I'm considering re-allocating to a more moderate portfolio. What do you consider an appropriate stocks-bonds mix for today's market? --Joseph L., South Carolina
I understand why you're feeling jittery about having a relatively high percentage of your savings in stocks. Since the market bottom in March 2009, stock prices have tripled, making many people wonder whether we're due for a setback.