It's holiday time! For many of us that means overeating, followed by dieting, typically in the form of an ill-fated but well-intentioned New Year's resolution. Others are bound and determined to sweat off the excess baggage by plunking down a hefty sum for a long-term gym membership. For added motivation, why not sign up for a prepaid package of personal training sessions? The usual result -- when the buffed specimen asks them to re-up, they disappear from the health club never to be seen again -- until next January.
The more frugal among us buys a treadmill or exercise bike and vows to use it every evening after work. Almost as soon as it's set up, it becomes apparent that there are so many other things to do in the evening, all of which seem like more fun than working out on a machine while your brain screams ...
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