A New Perspective on Obamacare

February 28, 2014 11:22 PM

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A New Perspective on Obamacare

The Department of Health and Human Services (HHS) recently reported that 4 million Americans have signed up for private health insurance plans through the federal and state-based marketplaces. Open enrollment for the Affordable Care Act (ACA) closes March 31, so the government has just over a month to get an additional 2 million people to sign up to reach its goal of 6 million. Those seeking health insurance can enroll through HealthCare.gov, via the government call center, on third-party marketplace sites such as eHealth or in person with a government-certified navigator or health insurance agent. The latest detailed report of enrollment includes information about gender and age distribution for those who have enrolled, as well as the type of plan they have selected -- but it remains to be seen how things will shake out come March 31. Health insurance agents who are certified to sell Marketplace plans are very knowledgeable about the plans themselves -- not to mention the insurance shoppers they've been working with since October. Here is how enrollment looks -- from the insurance agent's perspective.

Enrollment numbers say Silver plans are the most popular -- 62 percent of Marketplace plans that have been selected are Silver plans. According to Jeffrey D. Peterson, a certified agent for Covered California (California's health insurance Marketplace), "Silver is the hot metal tier." The reasoning ...

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