It may seem improbable, but by now you’re almost half-way to retirement. It’s time to shape up financially — but not too late to take some risks.
By the time you reach your 30s, you will have wised up to many of the foolish money habits of your 20s. It might be just as tempting to give in to careless spending, impulsive buying and paycheck-to-paycheck living, but at least you know better now.
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