Insurance companies tend to discriminate between chronically ill patients and the others by charging the former group of people more money. Although the Obama administration forbids insurers from rejecting services to patients suffering from life-long diseases, insurance companies continue to do so in a smarter way. Instead of turning away from offering services to people suffering from conditions like diabetes and cancer, they charge them extra. This way, the companies continue to obey the federal health law while still disallowing people to choose certain insurance plans.
According to a recent study, hundreds of patient advocacy groups have claimed that insurers are still discriminating against people suffering from long-term diseases. This is because covering for life-long treatments proves quite expensive for insurance companies.