With all the hoopla over the phase-in of "chip and PIN" cards in the U.S., many consumers lucky enough to have actually received their new credit cards are wondering what their PINs are. Well, chances are they probably don't have one.
Though many countries overseas have preferred the punching in of a PIN to complete credit transactions, most of the new chip, or EMV, equipped credit cards being sent out to U.S. consumers will not. That's because in the U.S., when it comes to confirming who they are, a signature, instead of a PIN, ...
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