I'm in my late 50s and not as prepared for retirement as I'd like to be. I have the equivalent of about one year's salary saved in my 401(k). What can I do improve my retirement prospects? --Linda M., Florida
Generally, you should have six to nine times your salary tucked away in a 401(k) or other accounts by your mid-50s to early 60s to have a good shot at maintaining your standard of living in retirement. So you're definitely short of where you ought to be.